Proactive Reconciliation

    Proactive Reconciliation That Recovers Dollars Before They're Lost Forever

    Monthly contract verification. Quarterly guarantee checks. Annual financial reconciliation. We recover mistakenly paid dollars—not just identify them.

    Start Recovering Dollars
    The Problem

    Most Reconciliation Happens Annually—After Money Is Unrecoverable

    You sign contracts with guarantees and rebates, but you won't verify actual performance until year-end—when recovery windows have closed

    Annual Reconciliation Comes Too Late

    Traditional reconciliation happens once a year after the contract year ends. By the time you identify shortfalls, the performance period is over and your ability to recover is severely limited.

    12-month delay in recovery

    Guarantee Shortfalls Go Unnoticed

    Your PBM guarantees minimum rebates or maximum trend increases—but you won't know if they're missing these targets until annual settlement. Quarterly shortfalls compound undetected.

    Silent guarantee erosion

    Recovery Windows Close

    Many contract terms have time limits for disputing charges. Monthly overcharges discovered 18 months later are often beyond recovery windows—the money is permanently gone.

    Expired recovery rights

    Identification Without Recovery

    Traditional audits identify problems but lack the teeth to force recovery. You get a report showing millions in overcharges—but collection is a battle you rarely win.

    Finding ≠ recovering

    The Bottom Line

    Annual reconciliation finds problems after the damage is done. By the time errors are identified, recovery windows have closed. You need proactive reconciliation that recovers dollars before they're lost forever.

    The BBP Solution

    Multi-Tier Reconciliation Meets Immediate Recovery

    BenefitsBridge Partners delivers monthly, quarterly, and annual reconciliation with aggressive dollar recovery

    Monthly Contract Verification

    Continuous accuracy tracking

    Monthly verification of contract term application ensures pricing errors and discount misapplications are caught within 30 days—while recovery is straightforward.

    Quarterly Guarantee Compliance

    Performance monitoring in real-time

    Quarterly checks of guarantee performance identify shortfalls while there's still time to correct them—ensuring annual targets are met, not missed.

    Annual Financial Reconciliation

    Complete financial settlement

    Comprehensive annual reconciliation validates all financial flows—rebates, guarantees, and contract terms—ensuring complete accuracy and maximum dollar recovery.

    Immediate Recovery Pursuit

    Dollars returned to your budget

    We don't just identify overcharges—we pursue recovery immediately. Mistakenly paid dollars are returned to your budget, not just documented in reports.

    The BenefitsBridge Difference

    We combine expert pharmacy and Stop-Loss benefit knowledge with aggressive recovery advocacy. You get both the expertise to identify what's owed and the tenacity to ensure it's returned to your budget.

    What You Get

    Multi-tier reconciliation that delivers documented dollar recovery

    Monthly Contract Accuracy Reports

    Monthly verification cycles

    Detailed monthly verification of contract term application—pricing accuracy, discount compliance, and rebate tracking. Errors caught within 30 days, while recovery is simple and direct.

    Quarterly Guarantee Performance

    Proactive guarantee tracking

    Quarterly assessment of guarantee compliance shows if your PBM is on track to meet annual commitments. Shortfalls identified early enable mid-year corrections before money is permanently lost.

    Annual Financial Settlements

    Complete annual validation

    Comprehensive year-end reconciliation validates all financial flows and contract performance. Complete documentation ensures you receive every dollar owed under your contract terms.

    Documented Dollar Recovery

    Actual dollar recovery

    Every overcharge identified is pursued for recovery—not just noted in a report. You get actual dollars returned to your budget, with complete documentation of amounts recovered and returned.

    Proven Results

    Proactive Reconciliation Drives Documented Recovery

    $6.8M
    Recovered Through Quarterly Reconciliation
    4x/Year
    Quarterly Verification Cycles
    100%
    Dollars Recovered & Returned

    Case Study: Regional Healthcare System

    The Challenge: A 12,000-member healthcare system had annual reconciliation that consistently identified $1-2M in guarantee shortfalls—but recovery happened only after the contract year ended, limiting their ability to recoup full amounts.

    The BBP Approach: We implemented quarterly reconciliation cycles that verified guarantee performance every 90 days. Rebate shortfalls and pricing errors were identified within the same quarter they occurred—enabling immediate correction and dollar recovery.

    The Results: Over a three-year period, proactive quarterly reconciliation identified and recovered $6.8M in contract deviations—money that would have been partially or completely unrecoverable under annual-only reconciliation.

    This wasn't identification without recovery—this was aggressive pursuit that returned mistakenly paid dollars to the client's budget.

    Annual-Only Reconciliation

    • Find problems 12-18 months after they occur
    • Guarantee shortfalls discovered too late
    • Many recovery windows already closed
    • Identification without full dollar recovery

    Proactive Multi-Tier Reconciliation

    • Identify errors within 30-90 days of occurrence
    • Track guarantees quarterly for mid-year correction
    • Pursue recovery while all windows are open
    • Actual dollars recovered and returned to budget

    Reconciliation Levels

    Three tiers of verification ensure no dollar slips through unnoticed

    Monthly Verification

    12 times per year
    • Contract term compliance checks
    • Pricing accuracy verification
    • Discount application validation
    • Immediate error identification

    Quarterly Reconciliation

    4 times per year
    • Guarantee performance tracking
    • Rebate compliance validation
    • Trend analysis and projections
    • Mid-year correction opportunities

    Annual Settlement

    Once per year
    • Full financial reconciliation
    • Complete guarantee settlement
    • Multi-year trend analysis
    • Comprehensive dollar recovery

    Layered Protection Throughout Your Contract Term

    Our multi-tier approach ensures errors are caught quickly while recovery is straightforward. Monthly checks catch pricing errors, quarterly reviews track guarantee performance, and annual settlement validates complete financial accuracy.

    Start Recovering Your Pharmacy & Stop-Loss Dollars

    Proactive reconciliation recovers dollars before they're lost forever. Contact us to implement monthly, quarterly, and annual verification with aggressive recovery pursuit.

    Start Recovering Now